retirement

401k

A tax-advantaged retirement savings plan offered by employers in the United States, where contributions are deducted from salary before taxes.

Example

"She contributed 10% of her salary to her 401k and her employer matched 5%."

💡 Memory Tip

401k is named after a section of the tax code. Just remember: it's your workplace retirement account.

Etymology

Named after section 401(k) of the Internal Revenue Code, added in 1978.

Common Misspellings

401(k)401-kfourohone k401 k

Related Terms

ira

See Also

retirementtax-deferredemployer match

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