investing

correlation

A statistical measure of how two assets move in relation to each other, ranging from +1 (perfect positive correlation) to -1 (perfect negative correlation).

Example

Stocks and bonds often have low or negative correlation — when stocks fall, bonds frequently rise, providing portfolio stability.

Memory Tip

CORRELATION = do they move together (+1), opposite (-1), or randomly (0)? Low correlation = better diversification.

Why It Matters

Understanding correlation helps you build a diversified investment portfolio that reduces risk. By combining assets that do not move in lockstep, you can protect your overall wealth from dramatic losses when one investment type performs poorly.

Common Misconception

Many people think correlation of zero means two investments are completely unrelated, but zero correlation simply means there is no linear relationship. The investments could still move together in unpredictable ways during market stress or other unexpected events.

In Practice

If Stock A and Stock B have a correlation of 0.8, when Stock A rises 10 percent, Stock B typically rises about 8 percent. However, if you pair Stock A with Bond C that has a correlation of -0.3 to stocks, the bond tends to hold steady or gain slightly when stocks drop, helping offset portfolio losses during downturns.

Etymology

From Latin 'correlatio' (mutual relation) — how two things RELATE to each other in movement.

Common Misspellings

correlatoncorelationcorellationcorrellation
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Related Terms

diversificationasset allocation

More in investing

Other investing terms you should know

appreciationAn increase in the value of an asset over time.bondA fixed-income investment where an investor loans money to adiversificationA risk management strategy that mixes a wide variety of invedividendA payment made by a corporation to its shareholders, usuallyexpense ratioThe annual fee that mutual funds or ETFs charge investors, efixed incomeInvestments that provide a regular, predetermined return, su

See Also

covarianceportfolio theory
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